Health Insurance

Daemen College requires all students living in campus housing, student-athletes (club as well as intercollegiate sports), and students in health-related fields of study who will be participating in external learning experiences (clinical affiliations, internships, etc.) to be covered by health insurance that offers adequate coverage in the Buffalo/Amherst area by supplying a copy of your health insurance card.

A copy of the front and back of your health insurance card must be provided to our office at the beginning of each academic calendar year, prior to external learning experiences or any time your health insurance coverage changes.  If you reside outside of the Western New York area, out-of-network or out-of-state verification of coverage in the Amherst area must be submitted along with a copy of your insurance card.  Failure to do so will result in enrollment of the Daemen College Student Health Insurance Plan at the current annual cost.

We've made it much easier for you to get a photo of the front and back of your health insurance card to us by following these few simple steps:

  1. Log in to your myDaemen account on your smartphone.
  2. In the blue, left hand menu, click to expand the Student section.
  3. Click on Health Insurance Card Submission link.
  4. Follow the prompts and continue to the Choose File buttons to upload a picture of the front and back of your health insurance card.

You can find more detailed instructions on the Electronic Health Insurance Card Submission Guide.

International students will be enrolled in the Daemen College Student Health Insurance plan to ensure adequate coverage while in the United States.

Adequate coverage includes:
  • Access to local doctors and other health care providers
  • Diagnostic testing/lab services
  • Prescription drugs coverage
  • Outpatient mental health services
  • Inpatient and outpatient hospital services
  • Emergency services
  • Urgent care coverage
Need Health Insurance?

Students must provide the Health & Insurance Services Office with a photocopy of their health insurance card prior to their first semester and annually thereafter.

If you do not provide proof of adequate insurance (a plan that can be used in the Buffalo/Amherst area), you will be enrolled in the Daemen insurance plan and the premium will be added to your student account. Once enrolled, the premium is non-refundable.